You can get completely out of debt!

God wants you to trust Him for your financial needs and not the world's credit institutions.  Debt is designed by the world's system to keep you in poverty and a life long slave to their control over the creation of wealth through your life.  You can not serve both God and money.  Money is a tool for establishing His kingdom in the marketplace, but the love of money is the basis for much pain and misery.  When you utilize debt, you allow the enemy of your life to take the profit of your work, your earnings, your seed, that God gave you to plant in the garden of your life, wherein He can bless you with everything that you need and want for His glory. 

1. The first step is to acknowledge to God and others that you were wrong to trust in debt rather than God. 

2. The second step is to establish a budget, track your income and expenses, and cut your costs to force yourself to not utilize more debt and thus live with your current means of income. 

3. The third step is to give to others, so that God can bless you with more income and rebuke the devourer of your property and profits.